Visit Your Family Dentist to Claim Unused Benefits
If you have a dental insurance plan and haven’t visited our family dentist lately, there’s still time to schedule your next dental appointment before the holidays. The year is almost over, and your schedule is probably filling up with fun activities – but don’t let your dental benefits go to waste! Our family dentist at Olathe Dental Care will take care of you.
No matter if its routine cleanings or root canals, maximize your dental coverage before your benefits expire. Most dental insurance plans will cover a full calendar year with a reset on January 1st. You may lose your benefits if you don’t use them in time. This is why it’s important to schedule an appointment with your family dentist before you get fully booked up with holiday plans. Most insurance plans include two checkups per year at six-month intervals. Any issues your family dentist uncovers during these visits; cavities and gum disease, can be addressed early to avoid costly treatments later. This is why most dental insurance plans will fully cover these preventative measures.
Since you loyally paid your monthly insurance premiums throughout the year, you’ve already earned your dental benefits. If you have been putting off the idea of visiting your family dentist, here are a few reasons why you should make an appointment before the end of the year:
- Deductible Fees: A deductible is the amount you pay out of your own pocket before your dental benefits become active. These fees vary depending on the insurance company. While waiting for an appointment until your schedule clears seems like a good plan, after December 31st you’ll have to pay your deductibles all over again before you can get the benefits.
- Annual Insurance Maximums: Yearly you are given a maximum of what you can spend on dental care. The amount varies between insurance providers, however, most of them restrict yearly dental spending to an average of $1000 per person. These maximums renew on January 1st, and all previously available benefits are lost.
- Benefits Could Change in the Next Year: It is possible, and typical, that the dental policy fees will be raised, or the plan will offer different benefits in the coming year – meaning the same things may not be available to you at your family dentist.
Remember, most plans cover 100% of preventive care visits two times per year. These visits include dental x-rays, teeth examination, and a professional teeth cleaning. Even if you have no teeth bothering you, you should still visit your family dentist to prevent dental issues and keep your oral health in tip-top shape.
Olathe Dental Care Center in Olathe, KS is the family dentist your whole family needs! We have been providing family dentist services for more than half a century. Call today at (913) 782-1420 to schedule your appointments or request an appointment online! We look forward to helping you with your smile and saving your dental benefits.